A 99-Year Leasehold property in Singaporeis a type of ownership where you lease the property for 99 years from the government or a private developer.

After the lease expires, the land ownership reverts to the state. These properties are highly sought-after due to their affordability compared to freehold properties, making them ideal for first-time buyers and investors.

Additionally, 99-Year Leasehold properties are often strategically located near MRT stations, top schools, and key amenities, offering a balanced mix of affordability and convenience.

Contact us to explore the benefits of owning a leasehold property today!

A Freehold property is the most coveted property type in Singapore, granting you perpetual ownership of both the land and the building.

With Freehold properties making up a small fraction of the market, they are incredibly rare and highly prized.

Benefits include no lease expiration, greater capital appreciation potential, and the ability to preserve wealth across generations. If you’re looking for an exclusive and enduring investment, a Freehold property offers unparalleled value and security.

Contact us to learn why owning a Freehold property is a privilege in Singapore! 

When purchasing a new launch property in Singapore, buyers are required to pay a cash component that typically covers the 5% Booking Fee which is the required, Legal Fees (payable by CPF if has sufficient savings) , and any applicable ABSD (payable by CPF if has sufficient savings).

These upfront payments cannot be financed through loans or CPF savings, making it crucial to have sufficient cash on hand. Understanding the cash requirements ensures you’re financially prepared for your property investment.

Find out what you need to know about the cash payments required for new launches in Singapore! 

The Downpayment for a new launch property in Singapore is a crucial upfront payment that varies depending on your loan eligibility and buyer profile.

For most buyers, it starts at 25% of the property price: 5% payable in cash and the remaining 20% using CPF savings or cash.

Be prepared and budget wisely for your home purchase. Discover all you need to know about downpayments for new launch properties! 

The Loan-to-Value (LTV) ratio determines the maximum amount you can borrow when purchasing a new launch property in Singapore.

For first-time homebuyers, the LTV can go up to 75% of the property price, with the remaining 25% covered by a downpayment (5% in cash and 20% via CPF or cash).

However, for subsequent properties or if your loan tenure exceeds certain limits, the LTV may be reduced.

Learn how the LTV ratio affects your home financing and plan your purchase with confidence! 

Private Condominiums and Executive Condominiums (ECs) are both popular property types in Singapore, but they differ in eligibility and ownership rules.

ECs are hybrid properties that start as subsidized public housing and become fully private after 10 years. They are typically more affordable than private condos, but eligibility is limited to Singaporeans meeting income and housing criteria.

On the other hand, Private Condominiums offer fewer restrictions and cater to both locals and foreigners.

Learn more about the key differences between ECs and private condos to find the best fit for your lifestyle and budget! 

Singapore’s property market is divided into three regions:

Core Central Region (CCR), Rest of Central Region (RCR), and Outside Central Region (OCR). The CCR includes prime districts like Orchard, Marina Bay, and Bukit Timah, known for luxury properties and exclusivity.

The RCR, also known as the city fringe, covers areas like Toa Payoh, Queenstown, and Katong, offering a balance of city convenience and affordability.

Lastly, the OCRcomprises suburban areas such as Tampines and Woodlands, ideal for families seeking budget-friendly homes with ample amenities.

Learn how these regions differ and find the perfect property for your needs today!